IQ Option vs Expert Option
IQ Option
4.0/5
The most complete platform and apps of the three, from a group with a CySEC-licensed EU arm. Binary products, however, come only from its unregulated international entity.
Best for: Experienced users who want strong charts and a desktop app
Expert Option
3.7/5
A simple, mobile-friendly fixed-time platform with tiered accounts. Its protection rests on a private dispute body rather than a government regulator.
Best for: Beginners who trade mostly on a phone
| Feature | IQ Option | Expert Option |
|---|---|---|
| Our score | 4.0/5 | 3.7/5 |
| Minimum deposit | $10 | $10 |
| Minimum trade | $1 | $1 |
| Max. payout | 95% | 90% |
| Break-even win rate | 51.3% | 52.6% |
| Demo balance | $10,000 | $10,000 |
| Min. withdrawal | $2 | $10 |
| Expiry times | 60 seconds – 1 month | 5 seconds – 24 hours |
| Assets | Forex, Crypto, Commodities, Stocks, Indices, ETFs | Forex, Crypto, Commodities, Stocks, Indices |
| Platform | Web, Desktop app, Android, iOS | Web, Android, iOS |
| Deposit methods | Bank cards, E-wallets, Local methods | Bank cards, E-wallets, Crypto, Local methods |
| Fees | Inactivity fee after 90 days; CFD overnight fees | Dormancy fee after inactivity; no deposit fee advertised |
| Inactivity fee | About USD/EUR 10 per month after 90 days without trading | Dormancy fee in the terms – check amount and trigger |
| Support | Live chat, Email, Phone, Help centre | Live chat, Email, Help centre |
| Availability | Available to residents of 164 countries | Available to residents of 163 countries |