How to deposit money in IQ Option

Step by step

1. 1

   Open the official site or app

   Go to iqoption.com or the official app. Do not deposit through links sent on Telegram, WhatsApp or by strangers.

2. 2

   Create and verify your account

   Register with your email and confirm it. Identity verification (ID and proof of address) is not always required to deposit, but you will need it to withdraw, so do it now.

3. 3

   Open the cashier

   Click the Deposit or Top up button in your account. Make sure you are on your real account, not the demo.

4. 4

   Choose a payment method

   The list depends on your country. IQ Option offers: Bank cards, E-wallets, and Local methods. Pick a method you can also withdraw to, because withdrawals usually go back the same way.

5. 5

   Enter the amount

   Enter at least $10; some methods have a higher minimum, which the cashier shows. If you want a bonus, enter the promo code before you pay, and read its turnover rule first.

6. 6

   Confirm and check your balance

   Confirm the payment in your bank app or wallet. Cards and e-wallets are usually credited within minutes; bank transfers take longer, and crypto arrives after the required network confirmations.

Payment methods at IQ Option

The exact options depend on your country and are shown in the cashier.

What to know about deposits at IQ Option

IQ Option's minimum deposit is $10, with the exact amount depending on the payment method. It accepts bank cards, e-wallets and local methods; our sources list fewer crypto routes than at competitors. You may be able to choose a major currency other than USD at registration, so pick it carefully to avoid paying for conversion on every deposit.

Our sources list no deposit fee at IQ Option, but there is an inactivity fee after 90 days without trading.

Fees and currency conversion

Your account is held in USD. If you pay in another currency, your bank or payment provider converts it, often with a margin of a few per cent. Some banks also block card payments to offshore brokers or charge them as a cash advance.

Deposit not arriving? Common fixes

• •Card declined: many banks block payments to offshore brokers. Try another method from the cashier.
• •Money left your account but your balance is unchanged: wait for the stated processing time, then send support the transaction ID or receipt.
• •Paid from someone else's card or wallet: payments must come from an account in your own name, or they can be returned and your account blocked.

Getting your money back out

The minimum withdrawal is $2. Withdrawals usually return to the method you deposited with, up to the amount you deposited, and profits are sent to another method in your name. Verification must be complete, and an active bonus can block withdrawals until its turnover is met.

Frequently asked questions